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Banking and Financial Services

A pioneering bank in Türkiye’s financial development

Established in 1948, Akbank is a strong member of the Sabancı Group and plays a pioneering role in Türkiye's financial development. It offers a wide range of services from corporate and personal banking to investment banking, private banking and payment systems. Additionally, it provides insurance agency services through its branches on behalf of Aksigorta A.Ş. and AgeSA Hayat ve Emeklilik A.Ş.

Akbank has a strong and extensive distribution network with 700 branches and almost 13K employees. Akbank serves its approximately 14 million active customers through not only traditional distribution channels such as branches, but also through Akbank Internet, Akbank Mobile, its Customer Contact Center, more than 6,000 ATMs, over 800K POS terminals, and other high-tech channels.

Akbank raises awareness of environmental and social responsibility issues with strong sustainability goals such as becoming a "Net Zero" bank by 2050 and providing 800 billion TL in sustainable financing by 2030. Akbank is taking significant steps to reduce its environmental footprint and increase its positive impact as a signatory of the UN Net-Zero Banking Alliance and Principles for Responsible Banking.

Pioneering Türkiye's financial development

Always moving forward in the field of digital banking

Akbank plays a pioneering role in digital banking in Türkiye with its investments in technology. It offers solutions for the financial needs of its customers and provides Akbankers with an excellent customer experience through the Akbank Internet and Mobile platforms.

Akbank has taken steps to democratize investment with Türkiye’s first digital portfolio management product, which provides the infrastructure necessary to make investing easier for everyone. It continues its pioneering efforts in the area of Internet of Things (IoT) as well because it is the first bank in Türkiye to allow any Akbanker the convenience of making payments with the Android watch. Akbank has made it even easier to access banking services by integrating Akbank Mobile with the smart screen in the TOGG vehicles.

In another first for Turkey, Akbank now allows Akbankers to create an avatar on the mobile app using artificial intelligence, as part of its ongoing mission to always take its digital banking operations to the next level.

Ventures abroad

Akbank also operates internationally through Akbank AG in Germany and Akbank Ventures BV in the Netherlands. It offers innovative financial solutions for young people and non-bank customers through the AkÖde mobile application and prepaid card infrastructure. It also provides non-banking financial services and capital market services through its subsidiaries such as Ak Yatırım, Ak Portföy, and AKLease.

Achievements recognized by international institutions

Akbank won three important awards at the 2024 Euromoney Excellence Awards. The Bank crossed borders in digital banking by being named as "Best Digital Bank in Central and Eastern Europe". It was also awarded as “Best Digital Bank in Türkiye”. In addition to its achievements in digital banking, Akbank stood out with its sustainability performance and received the "Best Bank for ESG in Türkiye" award.

Akbank Website

Financial Services: 'New Generation' Insurance Service Provider

Sabancı Financial Services Group holds a strong company portfolio in life, non-life, and health sectors in Türkiye. They support robust distribution channels with customer-centric innovative products and continuously enhance their digital capabilities. With industry-leading capabilities such as Customer Centricity, Data and Analytics, Digital Competence, and Smart Processes, they are positioned as a 'New Generation' insurance service provider.

Wide Distribution Network Reaching 6+ Million Customers

Aksigorta and Agesa serve over 6 million customers through a robust and extensive distribution network. This network includes the industry's largest direct sales team, agents, brokers, digital channels, and a strong bancassurance network established with Akbank.

Over the past five years, these companies have expanded their distribution network by over 50%. They provide service through approximately 4,000 affiliated agents, which constitute about 20% of the total agent network of all insurance companies in Türkiye.

Agesa: Market Leader in Life Insurance and Private Pension Plans According to Fund Size

Agesa offers a wide range of funds and fund advisory services within individual and group pension plans to meet individuals' savings and accumulation needs. It also provides life insurance products to safeguard individuals and families against unexpected risks in life. With approximately 1,842 employees, Agesa offers innovative products in "individual pension," "life insurance," and "personal accident insurance" fields to its 4.2 million customers. Acting with a focus on customer-centric and experience-layered service on all channels, Agesa is recognized with numerous international and national awards as a company making a difference in the sector.

Agesa Website
AgeSA

Aksigorta: Customer-Centric Innovative Vision in Non-Life Insurance

Since its establishment, Aksigorta has been operating with a customer-focused and innovative vision, continuing its path with strong steps supported by its experience and knowledge. Providing a wide service network to individual and corporate customers, Aksigorta collaborates prominently with 10 regional offices, 743 employees, over 3,600 independent agents, 704 Akbank branches, 134 brokers, and nearly 6,000 affiliated institutions, placing customer satisfaction at the forefront.

Following the partnership between Sabancı Holding and Belgian Ageas, the company has enhanced its brand awareness and focuses on "Next Generation Insurance" approach, emphasizing easy, streamlined, and accessible products and services.

Aksigorta aims to provide its customers with a unique insurance experience, not only during claims but as a lifelong risk partner. With its customer-centric approach and innovative mindset, the company continues to maintain a leading position in the industry by introducing a new perspective to insurance.

Aksigorta Website
Aksigorta

Medisa: A New Era in Health Insurance

Established in August 2022 as part of the strategic health investments of Sabancı Group and Ageas, Medisa has commenced its operations after completing infrastructure investments and system developments. Medisa combines digital health and insurance capabilities to provide policyholders with a 360-degree health experience through its 'private health system.'

Medisa aims to offer customers a comprehensive experience by integrating health insurance with telehealth, healthy living, and disease management. The company has initiated a strategic partnership with Aksigorta to leverage the customer and distribution channel strengths of Group Financial Services in order to grow and become one of the leading companies in the insurance sector in digital transformation in the coming period.

Medisa Website
Medisa